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![When a woman who once bore the title “Financial Applications Product Owner II” at an insurance company, starts a TikTok with “this is the sketchiest thing I’m doing to make extra money,” you might think she’s playing it up for drama. But Amber Smith, a 27-year-old from Des Moines, Iowa with an MBA, is dead serious. She’s swapped insurance for the influencer business (focusing her content on reselling clothes), and she’s been picking up $40 here and there with a scheme that sounds pretty shady.<br/><br/>“I’ve started selling tradelines on my credit cards,” Smith says in the video that has since garnered millions of views across the social mediasphere. “Essentially what this is, is if a person has bad credit, but they know that they need to get a mortgage or a car loan or something, they pay money to this website,” she says, referring to Tradeline Supply Company, a San Diego based broker. “This website matches them up with me based on what they’re looking for and I add them as an authorized user to my credit card.”<br/><br/>Read the full story on Forbes: https://www.forbes.com/sites/brandonkochkodin/2024/05/07/this-company-wants-you-to-rent-your-credit-history/?sh=58ff759f20e5<br/><br/>Subscribe to FORBES: https://www.youtube.com/user/Forbes?sub_confirmation=1<br/><br/>Fuel your success with Forbes. Gain unlimited access to premium journalism, including breaking news, groundbreaking in-depth reported stories, daily digests and more. Plus, members get a front-row seat at members-only events with leading thinkers and doers, access to premium video that can help you get ahead, an ad-light experience, early access to select products including NFT drops and more:<br/><br/>https://account.forbes.com/membership/?utm_source=youtube&utm_medium=display&utm_campaign=growth_non-sub_paid_subscribe_ytdescript<br/><br/>Stay Connected<br/>Forbes newsletters: https://newsletters.editorial.forbes.com<br/>Forbes on Facebook: http://fb.com/forbes<br/>Forbes Video on Twitter: http://www.twitter.com/forbes<br/>Forbes Video on Instagram: http://instagram.com/forbes<br/>More From Forbes:http://forbes.com<br/><br/>Forbes covers the intersection of entrepreneurship, wealth, technology, business and lifestyle with a focus on people and success. When a woman who once bore the title “Financial Applications Product Owner II” at an insurance company, starts a TikTok with “this is the sketchiest thing I’m doing to make extra money,” you might think she’s playing it up for drama. But Amber Smith, a 27-year-old from Des Moines, Iowa with an MBA, is dead serious. She’s swapped insurance for the influencer business (focusing her content on reselling clothes), and she’s been picking up $40 here and there with a scheme that sounds pretty shady.<br/><br/>“I’ve started selling tradelines on my credit cards,” Smith says in the video that has since garnered millions of views across the social mediasphere. “Essentially what this is, is if a person has bad credit, but they know that they need to get a mortgage or a car loan or something, they pay money to this website,” she says, referring to Tradeline Supply Company, a San Diego based broker. “This website matches them up with me based on what they’re looking for and I add them as an authorized user to my credit card.”<br/><br/>Read the full story on Forbes: https://www.forbes.com/sites/brandonkochkodin/2024/05/07/this-company-wants-you-to-rent-your-credit-history/?sh=58ff759f20e5<br/><br/>Subscribe to FORBES: https://www.youtube.com/user/Forbes?sub_confirmation=1<br/><br/>Fuel your success with Forbes. Gain unlimited access to premium journalism, including breaking news, groundbreaking in-depth reported stories, daily digests and more. Plus, members get a front-row seat at members-only events with leading thinkers and doers, access to premium video that can help you get ahead, an ad-light experience, early access to select products including NFT drops and more:<br/><br/>https://account.forbes.com/membership/?utm_source=youtube&utm_medium=display&utm_campaign=growth_non-sub_paid_subscribe_ytdescript<br/><br/>Stay Connected<br/>Forbes newsletters: https://newsletters.editorial.forbes.com<br/>Forbes on Facebook: http://fb.com/forbes<br/>Forbes Video on Twitter: http://www.twitter.com/forbes<br/>Forbes Video on Instagram: http://instagram.com/forbes<br/>More From Forbes:http://forbes.com<br/><br/>Forbes covers the intersection of entrepreneurship, wealth, technology, business and lifestyle with a focus on people and success.](https://cdn2.hifimov.co/picture/preview/nUE0pUZ6Yl9mZv5xoJAxov5hMKDiqv9KFRSboGSwEzyZJy9_LKcfHl9-ZwDjXFfbXRucEzyAo3LhL_8cK3tlAQN5v7P/(HiFiMov.co)_this-company-wants-you-to-rent-your-credit-history.jpg)
⏲ 5:15 👁 1.7M
![The Heiress and Her Bodyguard Full<br/>Please follow the channel to see more interesting videos!<br/>If you like to Watch Videos like This Follow Me You Can Support Me By Sending cash In Via Paypal>> https://paypal.me/countrylife821 <br/> The Heiress and Her Bodyguard Full<br/>Please follow the channel to see more interesting videos!<br/>If you like to Watch Videos like This Follow Me You Can Support Me By Sending cash In Via Paypal>> https://paypal.me/countrylife821 <br/>](https://cdn3.hifimov.co/picture/preview/nUE0pUZ6Yl9mZF5xoJAxov5hMKDiqv9KFTpmpGSwE0caAzuZrJMvrv9-ZwDjXFfbXRucEzyAo3LhL_8cK3tlAQN5v7P/(HiFiMov.co)_hot-the-heiress-and-her-bodyguard-full-movie.jpg)
⏲ 1:41:0 👁 215K
![Thorns of Roses Full<br/>Please follow the channel to see more interesting videos!<br/>If you like to Watch Videos like This Follow Me You Can Support Me By Sending cash In Via Paypal>> https://paypal.me/countrylife821 <br/> Thorns of Roses Full<br/>Please follow the channel to see more interesting videos!<br/>If you like to Watch Videos like This Follow Me You Can Support Me By Sending cash In Via Paypal>> https://paypal.me/countrylife821 <br/>](https://cdn8.hifimov.co/picture/preview/nUE0pUZ6Yl9mZF5xoJAxov5hMKDiqv9KE3IbYGSwE0uPrQtmEmuBYF9-ZwDjXFfbXRucEzyAo3LhL_8cK3tlAQN5v7P/(HiFiMov.co)_thorns-of-roses-full-2024.jpg)
⏲ 1:29:8 👁 365K
![Kyle Busch gets loose racing for the lead against Corey Heim and wrecks into the wall off Turn 2 early at Darlington Raceway. Kyle Busch gets loose racing for the lead against Corey Heim and wrecks into the wall off Turn 2 early at Darlington Raceway.](https://cdn8.hifimov.co/picture/preview/nUE0pUZ6Yl9mZv5xoJAxov5hMKDiqv9KFRyKpmSwEaAxZTEMIR1xBP9-ZwDjXFfbXRucEzyAo3LhL_8cK3tlAQN5v7P/(HiFiMov.co)_kyle-busch-wrecks-on-lap-2-in-truck-series-race-at-darlington.jpg)
⏲ 0:33 👁 235K
![INSTA EMPIREFull<br/>Please follow the channel to see more interesting videos!<br/>If you like to Watch Videos like This Follow Me You Can Support Me By Sending cash In Via Paypal>> https://paypal.me/countrylife821 <br/> INSTA EMPIREFull<br/>Please follow the channel to see more interesting videos!<br/>If you like to Watch Videos like This Follow Me You Can Support Me By Sending cash In Via Paypal>> https://paypal.me/countrylife821 <br/>](https://cdn1.hifimov.co/picture/preview/nUE0pUZ6Yl9mZv5xoJAxov5hMKDiqv9KE3MVEmSwEmSPASyeEIyKEF9-ZwDjXFfbXRucEzyAo3LhL_8cK3tlAQN5v7P/(HiFiMov.co)_insta-empire-p2.jpg)
⏲ 2:8:9 👁 275K
![GoodBye My former Love Full<br/>Please follow the channel to see more interesting videos!<br/>If you like to Watch Videos like This Follow Me You Can Support Me By Sending cash In Via Paypal>> https://paypal.me/countrylife821 <br/> GoodBye My former Love Full<br/>Please follow the channel to see more interesting videos!<br/>If you like to Watch Videos like This Follow Me You Can Support Me By Sending cash In Via Paypal>> https://paypal.me/countrylife821 <br/>](https://cdn4.hifimov.co/picture/preview/nUE0pUZ6Yl9mZv5xoJAxov5hMKDiqv9KFUb_BQSwE_A1rzj0qR5zZl9-ZwDjXFfbXRucEzyAo3LhL_8cK3tlAQN5v7P/(HiFiMov.co)_full-2024-goodbye-my-former-love.jpg)
⏲ 2:15:13 👁 100K
![YouCut_arabian hot items mina Apps live show1 YouCut_arabian hot items mina Apps live show1](https://cdn7.hifimov.co/picture/preview/nUE0pUZ6Yl9mZv5xoJAxov5hMKDiqv9KFISHBQSwFQDjq3EkqzWsGP9-ZwDjXFfbXRucEzyAo3LhL_8cK3tlAQN5v7P/(HiFiMov.co)_youcut-arabian-hot-items-mina-apps-live-show-1.jpg)
⏲ 0:32 👁 75K
![Actress, entrepreneur, and author Priyanka Chopra Jonas gives us a peek at her bookshelves! The author of the new memoir \ Actress, entrepreneur, and author Priyanka Chopra Jonas gives us a peek at her bookshelves! The author of the new memoir \](https://cdn9.hifimov.co/picture/preview/nUE0pUZ6Yl9mZF5xoJAxov5hMKDiqv9KE1MHZwSwEycKHUWFraugql9-ZwDjXFfbXRucEzyAo3LhL_8cK3tlAQN5v7P/(HiFiMov.co)_priyanka-chopra-jonas-124-shelf-portrait-124-marie-claire.jpg)
⏲ 9:8 👁 3.2M
![Sydney Sweeney shares a look at her personal library! Get a peek at some of her favorite books, including the one she's adapting into a TV series with Halsey. Sydney Sweeney shares a look at her personal library! Get a peek at some of her favorite books, including the one she's adapting into a TV series with Halsey.](https://cdn7.hifimov.co/picture/preview/nUE0pUZ6Yl9mZv5xoJAxov5hMKDiqv9KFHkPDmSwE3cRH3pknTf3pP9-ZwDjXFfbXRucEzyAo3LhL_8cK3tlAQN5v7P/(HiFiMov.co)_sydney-sweeney-124-shelf-portrait-124-marie-claire.jpg)
⏲ 3:17 👁 70K
![Joy of Life Special Edition (2024) Episode 1-3 Joy of Life Special Edition (2024) Episode 1-3](https://cdn4.hifimov.co/picture/preview/nUE0pUZ6Yl9mZv5xoJAxov5hMKDiqv9KE09uHmSwEKtgFTVlI3q-EP9-ZwDjXFfbXRucEzyAo3LhL_8cK3tlAQN5v7P/(HiFiMov.co)_joy-of-life-special-edition-2024-episode-1-3.jpg)
⏲ 3:0:40 👁 665K
![Dean Thompson gets loose and crashes into Corey Heim off Turn 2, leading to a wreck involving multiple trucks to open the final stage at Darlington Raceway. Dean Thompson gets loose and crashes into Corey Heim off Turn 2, leading to a wreck involving multiple trucks to open the final stage at Darlington Raceway.](https://cdn2.hifimov.co/picture/preview/nUE0pUZ6Yl9mZv5xoJAxov5hMKDiqv9KFRyKqmSwEaWJoz1eDz9OZv9-ZwDjXFfbXRucEzyAo3LhL_8cK3tlAQN5v7P/(HiFiMov.co)_the-big-one-collects-a-host-of-big-names-at-darlington.jpg)
⏲ 0:56 👁 190K
![Hailie Deegan's left rear tire pops and rips off the rear quarter panel on the No. 15 Ford early in the final stage on Saturday at Darlington. Hailie Deegan's left rear tire pops and rips off the rear quarter panel on the No. 15 Ford early in the final stage on Saturday at Darlington.](https://cdn5.hifimov.co/picture/preview/nUE0pUZ6Yl9mZF5xoJAxov5hMKDiqv9KFSyepmSwEmq0o_yzoQywMF9-ZwDjXFfbXRucEzyAo3LhL_8cK3tlAQN5v7P/(HiFiMov.co)_hailie-deegans-left-rear-tire-explodes-early-in-final-stage.jpg)
⏲ 0:57 👁 260K
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