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Over 40% of Americans have no clue what a 401k is
⏲ 1:14 👁 46.2M
BLACK COFFEE and THEMBA in The Lab NYC(DJ set)
⏲ 1 hour 35 minutes 6 seconds 👁 2.2M
BLACK COFFEELive from Mykonos
⏲ 1 hour 16 minutes 26 seconds 👁 56K
President Biden Makes An Unscheduled Campaign Stop At A Coffee Shop In Scranton, Pennsylvania
⏲ 4:12 👁 640K
2019 | Black Coffee Feat.Mondli Ngcobo - Ilala (Sun EL Musician Remix)
⏲ 5 minutes 34 seconds 👁 24.2K
#الاهلى يخطف التعادل و يستعد للعوده ...استعدات #الزمالك لنصف النهائى
⏲ 41 minutes 24 seconds 👁 8.7K
Trusting My Ex Girlfriend to Set Up My Blind Date | Date My Ex | Cosmopolitan
⏲ 14:18 👁 11.9M
New Punjabi Song 2024 _ Vibe Teri Meri _ Official _ Love Song
⏲ 3:2 👁 210K
Sharara Sharara - Old Song New Version Hindi _ Romantic Song
⏲ 2:57 👁 195K
This model looks EXACTLY like Megan Fox!
⏲ 1:23 👁 18.4M
Hot Video Romantic Song Oh My Lily Full Video Song Tillu Square Siddu, Anupama Sreerama ChandraAchu Rajamani
⏲ 2:1 👁 145K
Kapuso artists take us on a Quezon City Food Trip | Farm To Table (Full episode)
⏲ 26:0 👁 1.2M
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_over-40-of-americans-have-no-clue-what-a-401k-is.webp "Almost half of Americans don’t know what a 401(k) is, according to a recent poll. <br/><br/>A national survey of 2,000 Americans, evenly split by generation, revealed that 43% of respondents don’t know what a 401(k) is. The survey examined Americans’ financial literacy, commitment to learning and adopting healthy money habits, and feelings regarding their bank accounts and financial futures. <br/><br/>The results revealed a significant lack of confidence among respondents regarding their financial literacy, with only 30% believing they could win a game of personal finance trivia.<br/><br/>And over a third (35%) don’t know what “interest” is in a financial context. <br/><br/>The study, commissioned by Beyond Finance for Financial Practice Week and conducted by OnePoll, revealed that despite these startling knowledge gaps, only two in five respondents (39%) consider themselves more financially literate than others. <br/><br/>Four in 10 Americans (39%) admit they procrastinate when implementing healthy financial habits. Gen Z are most likely to procrastinate (49%) while baby boomers are least likely to procrastinate (22%).<br/><br/>The top reasons respondents cited for postponing personal finance tasks include stress (25%), feeling their financial health is already poor and can’t get any worse (16%) and forgetfulness (13%).<br/><br/>“Unfortunately, avoiding looking at your finances and making healthy changes is incredibly common,” said Dr. Erika Rasure, chief financial wellness advisor of Beyond Finance, which can be overwhelming. Some people tend to neglect taking stock of their financial situation, and others can become nervously consumed by it. There’s a middle ground to take when improving your financial health — learn healthy money habits, pay attention and make small, achievable adjustments to your spending and habits.” <br/><br/>The study revealed the average American typically checks their banking app twice daily. Exactly half of respondents say they feel nervous when opening their banking portal, with Gen Z feeling most uncomfortable (65%). <br/><br/>In comparison, baby boomers feel the most calm (26%) and over a quarter of all respondents avoid signing into their banking apps on a daily basis, at all (26%). <br/><br/>Regarding budgeting habits, eight in ten respondents try to hold themselves accountable to a monthly budget with millennials and baby boomers tying for the best-laid financial plans (81%). <br/><br/>Of those who create a monthly budget, respondents only stick to it 66% of the time on average, with baby boomers exhibiting the highest accountability (76%) and Gen Z deviating the most from their budgets (58%). <br/><br/>For those trying to save money, the most popular strategies include buying on-sale items (53%), using coupons and discount codes (47%), limiting spending on clothing (45%) and shopping at discount stores (42%). <br/><br/>However, a considerable portion of respondents resort to more drastic measures to save money, such as infrequent social outings to bars and restaurants (39%), limited travel or not traveling at all (36%), rarely or never buying coffee at coffee shops (35%) and rarely or never buying gifts (32%).<br/><br/>Notably, 33% of respondents said they never take vacations.<br/><br/>Finances also influence relationships: Nearly four in ten (39%) reported that their or their partner’s unhealthy spending habits have negatively affected their relationship.<br/> <br/>A majority of those in relationships (63%) agreed that learning about personal finance as a couple would increase their chances of improving money habits successfully in the future.<br/><br/>“The first step in a happier financial future is education,” said Dr. Rasure. “The more you know about money and personal finances, the more equipped you’ll be to make better decisions and create a plan to meet your goals. That’s why Financial Practice Week is important. We want to encourage people to learn the money habits and practices they’ve been putting off so they can make progress toward a more stable, optimistic future.” <br/><br/>Survey methodology:<br/>This random double-opt-in survey of U.S. adults split evenly by generation (500 Gen Z, 500 millennials, 500 Gen X, and 500 baby boomers) was commissioned by Beyond Finance between Feb. 16 and Feb. 22, 2024. It was conducted by market research company OnePoll, whose team members are Market Research Society members and have corporate membership to the American Association for Public Opinion Research (AAPOR) and the European Society for Opinion and Marketing Research (ESOMAR).")
_black-coffee-and-themba-in-the-lab-nyc-dj-set.webp "Mixmag")
_black-coffee-live-from-mykonos.webp "Don Karl")
_president-biden-makes-an-unscheduled-campaign-stop-at-a-coffee-shop-in-scranton-pennsylvania.webp "President Biden spoke with people in Pennsylvania on Wednesday during an unscheduled campaign stop at a coffee shop in Scranton. <br/><br/>Fuel your success with Forbes. Gain unlimited access to premium journalism, including breaking news, groundbreaking in-depth reported stories, daily digests and more. Plus, members get a front-row seat at members-only events with leading thinkers and doers, access to premium video that can help you get ahead, an ad-light experience, early access to select products including NFT drops and more:<br/><br/>https://account.forbes.com/membership/?utm_source=youtube&utm_medium=display&utm_campaign=growth_non-sub_paid_subscribe_ytdescript<br/><br/><br/>Stay Connected<br/>Forbes on Facebook: http://fb.com/forbes<br/>Forbes Video on Twitter: http://www.twitter.com/forbes<br/>Forbes Video on Instagram: http://instagram.com/forbes<br/>More From Forbes:http://forbes.com")
_2019-124-black-coffee-feat-mondli-ngcobo-ilala-sun-el-musician-remix.webp "RareFlicks 99")
_.webp "Khaled Bauomy")
_trusting-my-ex-girlfriend-to-set-up-my-blind-date-124-date-my-ex-124-cosmopolitan.webp "Isa & Ava had a bad break up about a year after meeting at school, but the pair have mended fences and have become besties. Ava’s going to keep it all business as she sets up Isa on a blind date. Watch as she sorts through the romantic resumes of these potential dates, including a DJ and a makeup artist, and see who will win Isa’s heart! ❤️")
_new-punjabi-song-2024---vibe-teri-meri---official---love-song.webp "New Punjabi Song 2024 _ Vibe Teri Meri _ Official _ Love Song from dj black coffee ilanga")
_sharara-sharara-old-song-new-version-hindi---romantic-song.webp "Sharara Sharara - Old Song New Version Hindi _ Romantic Song from dj black coffee ilanga")
_this-model-looks-exactly-like-megan-fox.webp "Credit: SWNS / Taylor Ryan<br/><br/>Meet the Brit raking in up to £25k a month - by working as Megan Fox lookalike.<br/><br/>Taylor Ryan, 26, is making a tidy sum by imitating the Hollywood star - after previously working as a van driver and barista.<br/><br/>She quit Costa Coffee to become a full-time double in 2020 and now carries out fan requests for serious cash.<br/><br/>Taylor, from Exeter, says she loves her job - but it is much harder work than people assume.<br/><br/>She regularly does thirteen-hour days and logs on at weekends to film specialist videos.<br/>")
_hot-video-romantic-song-oh-my-lily-full-video-song-tillu-square-siddu-anupama-sreerama-chandra-achu-rajamani.webp "Hot Video Romantic Song Oh My Lily Full Video Song Tillu Square Siddu, Anupama Sreerama ChandraAchu Rajamani")
_kapuso-artists-take-us-on-a-quezon-city-food-trip-124-farm-to-table-full-episode.webp "Aired (April 14, 2024): After his flashback barista experience, Josh Ford now takes us on a tour of the Common Folk Coffee Bar's menu! Kim De Leon and Patricia Coma also join in on the food adventure at the Drunken Pig Gastrobar!<br/><br/>Join our exciting food exploration and learn the process of food preparation with Chef JR Royol. Catch 'Farm to Table' every Sunday on GTV.<br/>")
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