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The Consumer Financial Protection Bureau and the Department of Transportation held a joint hearing to discuss whether new regulations are needed for credit card reward programs and airline loyalty programs. Officials argue that for many consumers, the high fees and interest charged on travel rewards credit cards outweigh the value of the rewards and perks earned. Airline-branded credit cards can be much costlier than average cards, with annual fees as high as $650 and interest rates averaging more than 25% compared to no annual fees and about 24% for most cards. Loyalty programs are major revenue generators for airlines, with Delta earning $6.5 billion and Americans expecting 80% of revenue from loyalty members.
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AlphaBolt
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Lanah
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Drying your clothes is trickier in the winter so we’ve looked at a couple of alternatives to the washing line, a dehumidifier and tumble dryer - to find out which one is cheaper
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Princess Tori
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HyperBlood
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Credit: SWNS / Naimat Zafary<br/><br/>A refugee who fled the Taliban in Afghanistan on a plane with just a backpack has graduated a UK university with a master’s degree.<br/><br/>Naimat Zafary, 37, graduated from Sussex University with a merit in Governance, Development and Public Policy this week.<br/><br/>He was forced to flee his home in Kabul, Afghanistan, when the Taliban took over in August 2021. <br/><br/>Naimat was evacuated by British troops with his wife, Saima, 30, and four children in August 2021.<br/><br/>The family took just a backpack each - containing food, water and a change of clothes.<br/><br/>After spending four months in a hotel in London, the Home Office arranged a permanent move to Hove, East Sussex, in December 2021.<br/><br/>
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Lordsy
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Netsplayer
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When a woman who once bore the title “Financial Applications Product Owner II” at an insurance company, starts a TikTok with “this is the sketchiest thing I’m doing to make extra money,” you might think she’s playing it up for drama. But Amber Smith, a 27-year-old from Des Moines, Iowa with an MBA, is dead serious. She’s swapped insurance for the influencer business (focusing her content on reselling clothes), and she’s been picking up $40 here and there with a scheme that sounds pretty shady.<br/><br/>“I’ve started selling tradelines on my credit cards,” Smith says in the video that has since garnered millions of views across the social mediasphere. “Essentially what this is, is if a person has bad credit, but they know that they need to get a mortgage or a car loan or something, they pay money to this website,” she says, referring to Tradeline Supply Company, a San Diego based broker. “This website matches them up with me based on what they’re looking for and I add them as an authorized user to my credit card.”<br/><br/>Read the full story on Forbes: https://www.forbes.com/sites/brandonkochkodin/2024/05/07/this-company-wants-you-to-rent-your-credit-history/?sh=58ff759f20e5<br/><br/>Subscribe to FORBES: https://www.youtube.com/user/Forbes?sub_confirmation=1<br/><br/>Fuel your success with Forbes. Gain unlimited access to premium journalism, including breaking news, groundbreaking in-depth reported stories, daily digests and more. Plus, members get a front-row seat at members-only events with leading thinkers and doers, access to premium video that can help you get ahead, an ad-light experience, early access to select products including NFT drops and more:<br/><br/>https://account.forbes.com/membership/?utm_source=youtube&utm_medium=display&utm_campaign=growth_non-sub_paid_subscribe_ytdescript<br/><br/>Stay Connected<br/>Forbes newsletters: https://newsletters.editorial.forbes.com<br/>Forbes on Facebook: http://fb.com/forbes<br/>Forbes Video on Twitter: http://www.twitter.com/forbes<br/>Forbes Video on Instagram: http://instagram.com/forbes<br/>More From Forbes:http://forbes.com<br/><br/>Forbes covers the intersection of entrepreneurship, wealth, technology, business and lifestyle with a focus on people and success.
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Lordsy
⏲ 7 minutes 31 seconds 👁 1.3M
Ploxify
⏲ 5 minutes 5 seconds 👁 979.1K
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